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You've never owned horses, have you?LOL It must be a very small boat. After many, many years of owning/operating boats, I have learned that nothing can suck money like a boat. I remember hoping, when I put my boat on the yard for it's annual hull cleaning and bottom painting, that I would not find anything to repair. That way I MIGHT be able to get back in the water for not much more than $1000. If I did find something wrong, it was thousands. And I did almost all of the work myself!