I believe that we are talking about the same thing here. Picture a "funnel" that curves more steeply towards the bottom. Divers regularly operate in the top part of the funnel where minor problems are encountered and resolved easily. As you descend into the "pit" problems become more serious and become more complex to resolve and as a result you experience increasing stress levels and require the ability to think clearly. If you descend further into the incident pit, you reach the stage where your problem now becomes an emergency and requires rapid and correct responses. Here there is a very real danger of panic and automatic responses as per your training are required to survive. Finally, at the bottom of the pit, your problem becomes un-resolvable and un-survivable. In general, divers constantly come across minor problems but if we fail to resolve them then we slide further into the incident pit. The further into the pit we slide, the steeper the sides of the pit become, making recovery more difficult and survivability less likely.
Picture the new diver who is set free upon the world with 4 dives. They will have a great deal of difficulty just dealing with minor problems and it is far more likely that they will more easily slide further into the pit due to a situation that would be an easily resolvable issue for someone with your or my experience.
Does that make sense to you?