Do you have dive insurance?

Do you have dive insurance?

  • Yes

    Votes: 173 85.6%
  • No

    Votes: 29 14.4%

  • Total voters
    202

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Jorbar1551

Contributor
Scuba Instructor
Divemaster
Messages
814
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Location
CSU-Monterey Bay
# of dives
100 - 199
do you have dive insurance?
 
The cost is so low and the exposure is so great. It makes all of the sense in the world to get chamber care and transport coverage. How far you go with the ancillary benefits is the puzzle.

Pete
 
For two reasons:
1. It makes sense if you dive.
2. I am required to carry it by various courses I am taking.
 
I think at the price it is that's it's foolish not to carry it. You may never need it, but the one time you do and don't have it you'll regret it. You could pay for 20 years insurance in just one trip to the chamber, so it's worth it.

If your primary insurance covers diving then maybe you don't need it, but if it doesn't cover all the possibilities then get the coverage.
 
I am a SEAP DAN member and I take insurance or not, depending on what I am planning for the year ahead. In NZ it does not make sense to carry it unless you are going offshore to dive - I usually am so usually have it.
Alison
 
You'd be foolish not to if you dive regularly. The potential cost involved in a diving accident can be staggering compared to the cost of the insurance. Especially if you live in a state where your personal health insurance is not required to cover you by federal law if you are engaged in a recreational activity.
 
I have a specialist dive travel insurance, which gives me £5m cover for chamber costs, airlifts, etc.

I also have a separate kit insurance which covers my gear if it is stolen, jettisoned in an emergency, etc.

Mark
 
I just recently purchased DAN insurance as I plan to start doing more dives. (I've previously done 10 dives with out, after reading accidents and etc on SB and other forms of reading material, I bought DANs.)

Michael
 

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