Having a lift could raise liability risk substantially. The presence of the lift implies having a functional lift, capably implemented, is appropriate and passengers onboard have a reasonable expectation that this service exists on the boat, if needed.
If it's needed at some point, and either doesn't work (e.g.: glitch, lack of adequate maintenance, salt water corrosion) or crew didn't use it right (e.g.: rarely used), and a passenger has a bad outcome that an attorney convincingly argues might've been avoided if the lift had worked & been deployed properly, this could be worse for the dive op. than having none at all.
If you're not careful, having too extensive a set of boat policies & equipment lineup could raise the duty of care level you'd be held to.
Richard.