Oh that's very nice of you but no.... I unfortunately have more years on my back as well as in the diving industry. But I will gladly immerse myself in your factual and supported by evidence or reports discussion on this subject.
I am part of a dive club that has around 80 active members, operating under CMAS.
When I was new diver, I was taken to 30 meters on my 5th dive, by a diving instructor that examined my abilities during 4 previous dives as OW component of OW course. He found me capable of doing that dive. I did not know it at the time, but he deducted we both had more than enough gas reserves to get both of us safely to the surface in case we had any mishap, regardless of which diver had a mishap. Which later training showed me that he was correct.
Going for my R2 rating (AOW + some in PADI environment) I was closely examined and found capable of finishing it. Which involved drysuit, night, drift, deep, finding your exit point 500 meters away solely referencing compass (no visual references to the bottom). None of which we receive separate certs. That's just the way it works here.
After that course, I was diving with some highly experienced buddies, some of them being instructors themselves, going to 40 meters and even into some light deco (after "off the books" training in what is involved and how to do it). Result of it being I had a really easy time finishing my R3 cert+ AN/DP cert.
I and other experienced divers in our club will take someone beyond cert level if we found that diver to be capable of doing that dive. Yet, those less experienced divers ain't dying like flies doing those dives.
I am ready to bet that divers that we produce are more capable divers to do whatever cert is allowing them to do than those that are doing those same dives just because cert is allowing them to do it. Because they receive training to do those dives, not to pass certification.
You are supporting your position by reports of mishaps, but I would like you to show us reports of how many beyond certification dives are finished without any mishap. You can't, simply because those dives aren't reported, almost no one reports no mishap events.
That does not mean your position is the only one correct here just because you have a report to fall back to..