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Diving and non diving travel insurance

Discussion in 'Dive Insurance' started by Sbiriguda, Apr 1, 2019.

  1. Lorenzoid

    Lorenzoid idling in neutral buoyancy

    # of Dives: I just don't log dives
    Location: Atlanta, USA
    9,294
    5,875
    113
    In some places in the world, $20,000 might get you the poshest hospital in the city with western-trained doctors at your beck and call.
     
  2. Dogbowl

    Dogbowl Loggerhead Turtle

    # of Dives: None - Not Certified
    Location: Somewhere
    2,585
    1,672
    113
  3. chillyinCanada

    chillyinCanada Solo Diver Staff Member

    17,775
    11,358
    113
    There's some really frightening stories out there. Did you read the one about the young man who's insurance refuses to pay because he bought it on line?
     
  4. Dogbowl

    Dogbowl Loggerhead Turtle

    # of Dives: None - Not Certified
    Location: Somewhere
    2,585
    1,672
    113
    That's the second link in my post.

    I am aware of the horror stories, that's why I usually have overlapping coverage, but I'm kind of lucky that my firm already has travel medical built in to our workplace health insurance plan.
     
    chillyinCanada likes this.
  5. Lorenzoid

    Lorenzoid idling in neutral buoyancy

    # of Dives: I just don't log dives
    Location: Atlanta, USA
    9,294
    5,875
    113
    Gosh, those stories you linked to make me question my belief that Mexico is an affordable place to have medical procedures. Maybe they’re jumping on the bandwagon, having realized they weren’t charging as much as tourists (or their insurance) were capable of paying. Then again, maybe what costs 100k in Mexico would cost a million in the US.
     
    chillyinCanada likes this.
  6. Dogbowl

    Dogbowl Loggerhead Turtle

    # of Dives: None - Not Certified
    Location: Somewhere
    2,585
    1,672
    113
    There are a lot of those types of horror stories coming from Mexico. I suspect some of the costs are as a result of gouging.

    I've been unlucky to have spent over $1million on healthcare in the past several years, so yeah, I'm conservative! Lucky for me, Ontario paid for most of the treatment costs, and my work insurance covered my drug costs. If not, I think I might as well just died.
     
  7. Altamira

    Altamira Loggerhead Turtle

    # of Dives: 200 - 499
    Location: Canyon Lake, TX
    1,692
    1,490
    113
    I carry both DAN dive insurance for all dive trips, and depending on where I am travelling, for how long, evacuation/repatriation costs, and non-refundable trip costs, I also carry separate travel insurance. Realizing it is insurance, and if you don't use it, you wasted money on the policy; but if you do need to use it, you have to weigh how financially painful it might be to pay the entire bill out of your own resources. I have seen more than a few instances of devastating financial setbacks for people that lost the insurance Russian Roulette.
     
    chillyinCanada likes this.
  8. chillyinCanada

    chillyinCanada Solo Diver Staff Member

    17,775
    11,358
    113
    That's the thing about insurance, isn't it?
     
  9. Paul Rowe

    Paul Rowe Divemaster

    # of Dives: 1,000 - 2,499
    Location: Thailand
    8
    2
    3
    You may wish to consider the following dive insurance package which covers not only the diving component of the trip but the trip in general.

    Definitely worth a look and you'll find the premiums cost effective also.

    Scuba Diving Travel Insurance

    dive-insured.jpg
     
    ErikNYC likes this.
  10. tursiops

    tursiops Marine Scientist and Master Instructor ScubaBoard Supporter

    # of Dives: 2,500 - 4,999
    Location: U.S. East Coast
    8,421
    6,133
    113
    I hope their insurance is better than the equipment setup in their marketing picture! Hanging kinda low, there.....
     
    Andrei Astra and Sbiriguda like this.

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