There may be some misconception in this thread about what a NDL means, whether on a table or a computer. Yes, there is a lot of individual physiology and specific dive variability, but the way the NDL is chosen is
NOT to put a line through the
middle of all that variability, but rather use smaller NDLs to allow for most (not all) of that variability so that most (not all) people and dives will be "safe." Adding conservatism means to make that table/computer NDL even smaller, i.e. farther away from all that variability.
I get the impression some think the table/computer NDL is through the
middle of the variability, so that adding conservatism means to make the NDL smaller...i.e. move it away from all the individual and dive-specific variability.
Here's a picture to try and explain:
View attachment 771924