I've had the experience of running several charters that were specifically tailored towards deco diving, and as a result I spent a significant amount of time working with IANTD ( I was operating under the IANTD umbrella at the time) as well as the insurance company trying to be pro-active in covering my butt. As a result of my research both IANTD & the insurance company mandated changes to both the policy and the professional ratings. Under a stereotypical insurance policy and/or waiver most only cover planned diving in the recreational ranges, ie; 130'. To the etxent planned decompression diving is involved you need to have a Technical Dive Supervisor in lieu of a DM, and moreover the waiver needs to include that the diver in question acknoweldges that s/he is properly trained in exceeding otherwise acceptable decompression limits and acknowledges the added risk. ANY operator that is willing to let a non-trained diver exceed recreational profiles is either unaware of the risks and/or careless so I would therefore question what else they are missing. Are they mandating profiles be logged before the dive? Do they have chase boats for floating deco in currents? Do they have hang deco bottles for emergency? Do they know how in-water deco should be used if mandated? Do they have support divers? Do they have a recall system? These are just a few things to consider when a diver, or a dive operation, moves from a recreational operation towards a technical operation. I also think you'll find that a boat that comingles recreational divers with technical divers is more often then not incompatible. For example, assuming you have a site that can accomodate both recreational and technical divers, we normally recommend not exceeding 90 minute run times in the open ocean for technical diving, so what happens when you have a tech diver planning a 90 minute dive and a recreational diver doing a dive to 100' that renders a ~20 minute NDL? Those inconsistent profiles, from a pure practical standpoint, usually makes for some unhappy divers when they have to wait over an hour before other divers begin to board the boat before they can move to the next location.
I'm often troubled by those that lack the training, and/or appreciation, for what is involved when doing decompression diving, and then render opinions that are somewhat ill-informed. Crossing over from recreational diving to technical diving requires an appreciation for the added risks; an appreciation for the required training; and an appreciation for the procedures that need to be in place to mitigate the added risks associated with a planned decompression dive.
Hope that helps..