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At one time (and I'm showing my age here) the dive shop was PADI's partner in providing dive certification. It seems it's getting harder and harder to have decent dive shops/instructors that follow PADI standards, and PADIs insurance company is who takes the hit.Just a reminder, the certification cards were usually sent to the dive shop for customer pickup. It was a way for PADI and the dive shop to get their customers to come into the shop.
I understand why PADI may throw the dive shop to the curb.