BSAC Insurance

[JohnN]

There is a current long thread concerning Primary Donate/Primary Take/Secondary Donate/HOG looping and BSAC.

One of the points the BSAC proponents state is that unless you are 'properly' trained in a long hose configuration, BSAC insurance will not cover you.

Looking at BSAC insurance on-line, two significant components of the insurance are Medical and Liability coverage.

BSAC Members Third Party Liability (TPL)As a member of BSAC you have a TPL cover which covers you for legal costs and compensation awards arising from claims made against you for your negligence. It is not an "Accident", "Travel" or "Dive Equipment" Insurance. You should insure these risks yourself with an appropriate insurer

I thought the US had a lock on spurious litigation. Is there an explicitly duty to assist in the UK? If I ever were to dive in the UK (Scappa Flow is still on my punch list), what obligations to assist would I have?

 

[Mustard Dave]

One of the points the BSAC proponents state is that unless you are 'properly' trained in a long hose configuration, BSAC insurance will not cover you.

Try not to pay too much attention to them. What does the policy wording say on the matter?

Looking at BSAC insurance on-line, two significant components of the insurance are Medical and Liability coverage. I thought the US had a lock on spurious litigation. Is there an explicitly duty to assist in the UK? If I ever were to dive in the UK (Scappa Flow is still on my punch list), what obligations to assist would I have?

I'm guessing you're not already a BSAC member or a UK resident? There is no specific 'good Samaritan law' in the UK, but you could be sued if your negligence resulted in a loss or injury. As long as you act in a reasonable manner, you will be fine. There would have to be extreme circumstances for a criminal prosecution. After the Stephen Martin insurance debacle, criminal defence costs are now included in the BSAC members' liability cover.