Becoming a DAN member?

[Scuba_RN]

I have never been a DAN member, and looking back, that might have been a very dumb mistake.

I am trying to convince my husband that we should become a member before heading to Hawaii next week. His reasoning is "we are only doing 4 dives, and none deeper than 45' ". My rationale is "diving accidents can happen at any depth, and especially since I am rusty (8 year break) and he has only done check out dives in a lake at 30' and never in the ocean". I think it would be better to shell out the money and be safe, than to possibly end up paying potentially thousands of dollars later. If I remember my training correcty, the greatest probability for problems can occur in the first 33' because the increase in pressure is greater than the increase between 33' and 66'.

I respect my husband and his opinion, but I am thisclose to signing us up regardless. Opinions? (On joining DAN, not on if we need marital counseling, haha).

I swear...nearly 3 years of blissful marriage, deployments and all- and us being dive buddies may end us up in counseling. Crap, I'm going to hijack my own thread!

 

[double80s]

Sign up, it's a no brainer. It's called accident insurance, not "What we planned" insurance. Go head and sign up for both of you (family plan).

Once again, proof that women are smater then men.

 

[tachyon]

I don't dive without DAN coverage; even though in twelve years as a DAN member I've never needed to use it. Your regular insurance may cover Recompression Therapy, but it may not. In the unlikely event you need to be medevaced or take a ride in a chamber, it's one less thing you have to worry about; and that little extra peace of mind is worth the cost of the membership and insurance for me every year.

tachyon

 

[Al Mialkovsky]

Dan is cheap

So is hubby

 

[Scuba_RN]

I left this part out.

Hubby and I are both Active Duty military. He says that since we both recieve health care for free (free? I know I work my tail off for it, but I digress) that all medical will be covered for us, including decompression chamber.

I really don't buy this. Besides, the Army isn't going to give me trip and medical advice if I call. I was all over the Tricare website and can't find anything related to Scuba.

You guys are right...I am going to go sign up now. Thanks.

 

[Scuba_RN]

Anyone have a promo code for a discount?

 

[SteveC]

I have often wondered if my health insurance from work would cover me for a diving accident. I don't know why it wouldn't. As for as I know it doesn't matter how I get hurt.

 

[Willie]

It is a no-brainer IMO. But remember that the $29/year for membership is different than the insurance. You have to be a member to get the DAN insurance, but you dont have to get DAN insurance. The online resources alone are worth the yearly membership. I do carry the Premium insurance, very inexpensive insurance IMO. But they are separate choices.

Willie

 

[diveman7683]

IMO with everything going on with DAN, I'd still get the insurance. Better safe then sorry.

 

[JRScuba]

Your regular insurance may cover Recompression Therapy, but it may not.

She is in the ARMY, WE pay for her unlimited medical insurance.eyebrow