I would NEVER hold my husband's hand underwater!! That would make me concerned if I saw a couple do that! I do agree that women give up responsibility more easily than men, especially when we are unsure.That makes sense, but it brings up a bigger issue. I see it more with women than men. They are sometimes too willing to give up personal responsibility and delegate to a professional or some other person. In general, that is a bad idea and should be avoided.
On the other hand it is tremendously helpful to dive with people who have done the dive hundreds of times, but if you want to develop your skills, you want to be diving within (or very close to) your personal comfort zone - which to me, means NOT delegating any critical functions like navigation, time, depth, deco status, air supply, manipulation of your own dive gear, ascent speed/strategy and physical strength/endurance to safely get in and out of the water.
You need to be able to be on top of all that stuff on every dive, to a degree that it is relevant. Doing otherwise will inhibit your stated desire of expanding your comfort zone. For example, back when I used to dive with a lot of people, I used to hate seeing couples holding hands underwater, especially (and only) if it appeared that one person really needed that crutch. I always viewed it as a problem waiting to happen.
The greater your independence the greater your confidence and ultimately safety, although that doesn't mean dive solo.
Of course you appropriately exercised personal responsibility by NOT diving in excessive winds, so I am not desiring to sound critical of you. Knowing when NOT to dive is probably the most important skill of all.
I took what you said seriously and want to learn. I was talking with my husband about what you said and I was hoping you responded because I am trying to figure out how you make a plan for a dive you haven't been to before. For example, we have done three dives that we had not been to before, all from the beach. How do you make your plan if you don't know what is under there? Is your plan just for time/depth?
Thank you and again, I am appreciative of your advice and help.