You must not be drying it well if it is rusting after just five dives. You live in a humid environment, so your knife maybe rusting based on where you are storing it. Leaving it the garage for example will likely result in it not drying well, or getting moisture especially if you dry it in an air conditioned environment, than then take it outside.
SS will rust, especially if you dive salt a lot. However a good SS knife should last a decade or more. You will likely loose it first before it becomes dysfunctional due to rust!
If the knife can be disassembled (many can) that may help. Another solution is to dry it very well, and then oil the knife. Some may say that the oil is bad for the environment, and they are right. OTOH, a light oil will help the knife when not in use, and if you want to be greener, than rinse the knife in a sink well before you start a dive trip.
Rust won't impact the usefulness of the knife however as long as you keep it sharp.