Assume it is a fully geared SCUBA diver, the answer is still depending on conditions. Fully geared only includes a wet/dry suit if water temps require it. I dive 6 month of the year in Florida "fully geared" with no exposure suit - they are not needed and further are not desirable. There is no need for a properly weighted diver (who is diving warm water with no exposure suit) to add air to his BC.