It really seems to me that the training agencies, at the OW level, really do not take scuba safety seriously enough, or maybe there is just a prevailing ignorance in mainstream rec diving regarding the realities of using life support equipment 100 ft underwater with minimal training and no effective redundancy in the event that ANY primary equipment fails.
I tend to agree, however it is not because they fail to encourage divers to carry more gear.
OW is to train a diver how to dive with a buddy, within the limits of NDL. It should also train the diver to use good judgment while making these dives.
If one is trained properly for OW diving, none of the redundant equipment is needed, as the buddy is the redundant equipment. In the case of separation, both divers surface, the closest redundant air, and either continue or end the dive, or start emergency procedures.
These procedures worked before the advent of the safety gear we have now (SPG, BC, and redundant second stage), which makes it easier to avoid problems and perform emergency procedures. If one was not properly trained, it is time to remediate the training, not add equipment thinking that gear is what makes you safe.
That being said, I believe that every diver should set up their kit the way they want. It would flag my attention is someone came on a benign warm water rec dive dressed to make a deep/deco dive in zero vis. I would not see a problem with it, unless I was made to dive with him, then we'd have to talk. Of course I always talk to divers I buddy with, as should everyone, but I would have to find out what that particular diver was planning to do with all the gear.
Bob