R.I.F.Since you hate DAN so much, and spending more time and energy ranting here than researching your insurance options, just look at a different insurer. Here's an example, be sure to click the button *on the right* for policies written in FL.
Diving Insurance
Select the right Dive Accident Insurance coverage that's right for you!diveassure.com
Never said I hate DAN, although I openly admit in my second post on this thread that I'm aggravated due to not being able to find the information I was looking for.
That aggravation has only been compounded by the less than helpful comments (such as yours) that do absolutely nothing to help me find an answer.