Not at the beginning of the dive, but at the bottom with a dead BC.
As I said, it may not be the right number, but I believe you would have to add the weight belt (or attached weight) that is used to make you neutral at the safety stop after the use of the air and re expansion of the wetsuit. At the point you have a full tank and crushed wetsuit it is just added weight on you.
Bob
I specified HP120, 7mm wet suit, AND BEING PROPERLY WEIGHTED.
That last part means, by definition, you are neutral at your safety stop, with an almost empty tank and an empty wing.
If you are neutral with an empty wing and an almost empty HP120 and a 7mm wet suit at 15', then that means you have whatever weight on your belt that you have, and when you roll time back to having a full tank you are 9 - 10 pounds negative. And with that full tank, when you go to the bottom and lose (guesstimate) 75% of the buoyancy that your suit provides at the surface (guesstimate lose 75% of 20#), you are another 15# negative.
So, 25# negative at the start of the dive, at the bottom, with an empty BCD. Not 45#.
IF you are properly weighted, then your worst case is being negative by the weight of your gas (~10 pounds for an HP120) plus the loss from wet suit crush (guessing 15# for this made-up example). If you're more negative than that, it's because you are over weighted. If you're 45# negative, you are carrying 20# of extra weight for no reason.