Not intending to post anyting further in this thread I came across this thread at another website which illustrates why the wrong boat in the wrong place can be a bad thing, especially small generic "family" I/O bowriders.
Quote for instructive purposes only:
"This afternoon I was entering the Merrimac River in Newburyport MA. The current was ripping out and there were 3-5 foot rollers at the entrance. Challenging but I have seen it much worse. There was a small I/O bowrider struggling in the mouth. My brother mentioned the boat looked over loaded and I thought it was sitting low. The boat was moving slow and as soon as we exchanged our opinions a wave washed over the stern and swamped the boat. The captain rushed to the back of the boat and started handing out life jackets. I called in a mayday and changed course to approach the sinking boat. Within seconds, the next wave swamped the stern the the boat was on its side. The Coast Guard asked how many people were aboard and the vessel type. I expected that question and counted nine people, but now they were all in the water. I couldn't give them a vessel description because it was under water. Within 45 seconds of taking the second wave the boat was under with about 3 feet of the bow above water. We were about 30 feet from the boat and started to throw life jackets. My brother yelled to swim to the boat and the 4 kids (all with life jackets) and one woman (with life jacket) swam to the boat. We got them aboard. Luckily I have an euro transom with a swim ladder. The woman was paralyzed with fear, and it took two of us to drag her on board. We had five on board and four still in the water (two with life jackets). I asked the oldest kid,about 14, if everyone was accounted for - he said yes. Two other boats came to assist and retrieved the four adults from the water. The Coast Guard arrived and did another head count, everyone was rescued."
end quote.
I hope this is useful as to why small overloaded bowriders are not intended to run inlets and take on open water conditions. The gentleman who wrote this piece obviously went out of his way, possibly endangering himself to save these people, good that there are such people.
Again, I retire from this thread, hope this story was useful.
N