I think the way I wrote what I said was confusing.Yes the tank sometimes nudges my lower back— which is why I was considering a different bcd… we have the tank up as high as possible given where the straps are I believe.
Move the tank so that the valve and regulator is closer to your head and there is less tank in contact with your butt. You might find that way, you're not "arching" your butt into the tank as much.
Switching to a backplate and wing would let you look at different single tank adapters as well, and you might find that the extra spacing of the tank away from your back by the STA would give you a bit more room so that you're not arching as heavily into the tank. Depending on your height, make sure you get a small backplate if appropriate if you go that route.