Hadn't read through the entire thread and I apologize if anyone mentioned it already, but as someone that works in the insurance industry, and knows how certain trends can force issues (think baby seats, seat belts, etc.) If the dive insurance industry decides that there are way too many accidents happening because of training issues, you can imagine that people won't be able to get dive insurance without being poperly certified by the agencies that are being underwritten BY the insurance companies! (and with that also in mind, could force the hand of outside regulation and force laws to be made regarding certification)
I considered a resort certification when some things weren't working to my satisfaction and time, but when a local shop opened up in my area I jumped on it! After the fact I wondered why the training was so basic (and this was no fault of the LDS, it's the current curriculum) as far as dealing with the problem situations (like I recently read in an article on deep diving ...loosely translated..."In problem situations, such as an out of air situation, the diver signals to the buddy, who hands him the regulator, then both divers give the "ok" sign and go merrily on their way smiling") I fully expected during my OW dives that someone would sneak up and rip my reg out of my mouth or pull my mask off to see what I would do if the unexpected happens! I'm glad that they didn't, but you know what....what will I do if that actually DOES happen?
I'm glad that the agencies show you what to do, but there should be some sort of controlled environment part of the course where unexpected things happen and you need to deal with them. Maybe there needs to be a seperate course for this (I know...another opportunity for the agency to make more money on a course) But as an incentive the insurance companies could offer a rebate or discount for people that DO take the course. Bottom line is that it's your ***** on the line..since it's mine? I want to know everything and practice everything! (And have the opp for winter pool time with my LDS during their OW classes to do it, you KNOW I'm taking advantage of that!)
Just early morning thoughts.....