@KWS my general rule is that per the CFR I am allowed to fill to 120% of capacity if the tank hits 131F. The tanks almost always hit that when filling especially if they are nearly empty and if you do that, then they should cool to roughly service pressure.
2475=>3100
2640=>3300
3000=>3750
3500=>4400
What do I do? It depends, but I think if you're filling at 600psi/min and the tanks are relatively empty, then setting the regulator to 20% over is pretty spot on IME.
I agree with you 100% and I believe that your settings are correct based on the final results of your system, common sense and the CFR's intent. There are many that do not think in that manor. Lots of shops say no more than WP on the gage, period at any time,,, just like they say no filling of tanks greater than 20 yo. It is the wrong application/ solution when things could be done correctly with a minimal of training/ understanding of the process for fill station operators. I think it is only going to get worse in many other areas. I have been playing with using towels on the tanks while filling only a couple, and keeping them wet and it drastically reduces the temp build up based on the final cooling PSI as a measurement metric. Ad a fan to that and it gets even better. I have also been expanding my fill capability to support filling several tanks at once. ( I use H valves on my tanks) so I fill a chain of 4-5 at a time. 90 percent of my tanks are lp steel tanks.