I think all that you said is fine. Except Not every one can afford a RB, or have the other issues you suggest. I dive LP's and I over fill them. One large 120 over filled tank lasts me all day in the local shallow diving areas. In places where air is not cheap it makes a difference. There is a lot of simplilcity provided in over filling. Is it the thing every one should do. should AL80's be filled to 120, probably not and I would myself would not. Steels , some more than others,, have proven their tollerance for over filling. If some moron in washington decided that any tank over 2000 psi is the same as an automatic weapon everyone would be paranoid of lp's being filled to 2200. All some one has to do is make or change a standard such as the tank needs to be able to pass a hydro after 5k fills to a test PSI. and if that psi instead of being 10k fills to 4k turns out to be 5k fills to 6K then working pressure just took a leap. and the construct of the tank does not change a bit. If a faber tank has a blow up point of about 10K there is a lot of work done in the background to reduce the normal fill psi to 2400. Thats 7600 psi of pressure safety buffer. I suppose that if a tank with x psi in it was sin a fire of 3000 F and the bow plug failed there would be a nominal threat of a tank rupture. But I dont dive in a burning building and If I take my tank to a shop it will be near empty and no threat to anyone. Safety regs are seldom made for reality or even enforcement. they are made for the extreem combined conditions and are enforced only after and incident. If My hydro guy can presurise my lkp steel to 4K and the maker says it can have that done 10,000 times with out a hydro failure then I can surely pump them to 3500 for an hour or two.