Since the OP was asking a physiological question, how about a basic physiological answer.
Immersion Diuresis - The way the body handles the 'shift' of fluid volume (blood if you will) from the extremities (mainly legs) to the thoracic cavity. In VERY simple terms, this is the bodies attempt to keep from overworking the heart.
Thermal Diuresis - The way the body handles the 'shift' of fluid volume (blood if you will) from vasoconstriction (blood vessels getting smaller in diameter) in response to the cold. In VERY simple terms, this is the bodies attempt to keep from cooling the core.
So if you need to urinate, that is a GOOD thing. If you don't, you are volume depleted.
For those that really want more...
References:
Epstein. Water immersion and the kidney: implications for volume regulation. Undersea Biomed Res. 1984 Jun;11(2):113-21. RRR ID:
2983
Knight and Horvath. Immersion diuresis occurs independently of water temperatures in the range 25 degrees-35 degrees C (Letter to Editor). Undersea Biomed Res. 1990 May;17(3):255-6. RRR ID:
2726
Nyquist et. al. Desmopression Prevents Immersion Diuresis and Improves Physical Performance After Long Duration Dives. NMRI Report 2005-01. RRR ID:
3592
Matsuda. Physiological responses to head-out immersion in water at 11 ATA. Undersea Biomed Res. 1978 Mar;5(1):37-52. RRR ID:
2817
Young. Human vascular fluid responses to cold stress are not altered by cold acclimation. Undersea Biomed Res. 1987 May;14(3):215-28. RRR ID:
3102
Rochelle and Horvath. Thermoregulation in surfers and nonsurfers immersed in cold water. Undersea Biomed Res. 1978 Dec;5(4):377-90. RRR ID:
2822
Knight and Horvath. Urinary responses to cold temperature during water immersion. Am J Physiol. 1985 May;248(5 Pt 2):R560-6. PubMed ID:
3993814
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Immersion Diuresis".