Out of interest. Work it out for yourself on what is charged at yoru local rate
AOW+Rescue+Nitrox+DM+Instructor. Add in all Training materials or e learning,
1 complete set of dive gear inc average exposure protection (no drysuit) inc cheap PDC and analogue compass
Price of 60 dives at commercial rate (assumes 9 dives completed as part of OW + Aow + 21 dives included in DM course) to get to min 100 dives
PADI Fee for DM, Dive insurance upto DM, Pro Dive insurance.
IE fee
DM and Instructor Cert fees For Instructor cost of New OW, AoW, Rescue DM, and Nitrox course manuals
(as you should have the latest current version)
If you don't know - say so as some fees will be standard and others can fill in the gaps
Everything at MSRP Ignoring any free diving you might get or discounts.
See what number you get too
I did that-- next to bottom post last page (page 4).
I didn't include the 60 dives you needed for completing DM course (I had 158 before the course and maybe 100 or so before I even thought of doing DM) or the 100 for Instructor course. Gotta figure if you're an anywhere dedicated rec. diver you'll reach those numbers easily anyway without going pro in mind.
As you say, depends on your starting point. I will add it also depends on what you count as cost of becoming an instructor. Agree with you that you get dinged for the fees, insurance, current versions of this & that, etc. I would say those are costs related to remaining an (active) instructor. Other jobs may have similar fees--teacher union dues, Musicians union "work dues", Doctors' ongoing malpractice insurance, etc. I consider my college degree costs as what it cost me to become a teacher. I don't consider anything after that.
In agreeing with MichaelMc' skating comparison, all the rec. courses up to & including Rescue Diver could be compared to me taking private clarinet lessons and playing in school bands, all city, state, etc. and becoming good enough to consider majoring in music.
I took Rescue in 2006 with no thought of being Pro, and
DM in 2011. Everyone on SB recommends that every diver take RD as it's like the best course on Earth (I agree). Hard to include all those courses in the cost of becoming an instructor. Even so, I figured the total there to maybe be $2K?
Again, depends on how you look at it. 20K would scare me away from even considering it (unless I made Dr.'s pay doing it).
Don't think we really disagree on much. Depends on what you count as costs.