That's odd, I guess tanks above the mason dixon line react differently to overfilling? :06:
I say if you're the one diving tanks, then YOU are the one responsible for making sure that the tanks are at the pressure you want prior to your leaving a shop.
Personally I do not patron a shop that will not fill to my "suggested" pressure. Then again, that is my right as a customer and the Shop's right as a place of business to deny said request.
As far as the original question by the topic poster, you would have to get an engineer to explain to you the actual amount of stress put on the tank by overfilling to whatever pressure you desire. If you are willing to take the risk by overfilling and you can find a dive shop to do it for you, then it is up to you.
Kind of like solo diving... If you don't think it is smart, then don't do it. Simple.