Why buy bigger, everything is overated, the reason people do not like getting permits is the overkill in structural engineering, take a PT slab, for every cable you need two more for the most part. same with tanks, they know people will go past recomended, its a given. who cares if if fails hydro, that is your safety factor. mine never will cause I have many tanks and rotate them.
Jeff the transwhip is to fast fill without heat, with your own compressor, buy tanks cheap on craigslist, having sets of doubles helps also. if you have banks eventually great, if not this way you want three tanks filled you transfer air out and lets say they are at 2300 psi, so you spend 5 mins transfilling and 15 min filling, an hour later another 10 mins topping off.
Jeff this is just an option when in a time crunch you need tanks filled. I dive dubs right now almost everyday, when spearing begins I just use a backpack al50's al63's 3000 faber 80's(small tank) these are usually 100' or less and these transfer without much of a hit on dubs, except the 80's.
When I get time I fill them up, I do not like to run my compressor for very long, its harder on it and the filters.
Now PP blending, just fill some tanks to say 60 ta 70% o2, then when you want 32% or what ever for a dive, you can transfill if quicker because of reduced o2% from 100% o2. and once you have leaned a calc on your tank as you put so much 60% into your 32% and top off to get around the 32% again, and it is fast with just a top off. I use 140's series of four tanks for holding my bank nitrox.
jeff once you have a compressor you will want to find all options and play with physics, then o2 booster, or a nitrox stick. I stick with the basics and when I get a few hours on compressor I sell and buy a new one, My cost are so minimal for a few hundred dives a year.