Optimistic!

[NDL_Diver]

CFAR is before you travel.

You get C19 symptoms while out of the Country. What is your plan?
What if you need medical due to C19?
What if you need ICU?

Do you have enough $$ to pay gor 3 weeks extended vaca while you get well?
Do you have 25 to 50k to provide medical evacuation because insurace will not pay?

You just need to plan for the worst and hope for the best. Pandemic changes alot of rules. You will need to resue yourself.

I am not saying don't travel, I am saying know the risk and plan accordingly.

Since if I get C19, I am higher risk of needing ICU, my plan is to wait.

If you have a $$$ reserve, lots of Credit Card credit you can tap, are low risk for C19 complications and know that adequate medical facilites are at you travel destination you then can decide is travel safe.

Some island emegency medical facilities or major medical infrastructure are poor.

 

[DandyDon]

Not that useful from the look of the web site. Like most insurance it's for residents of the country the insurance company operates in. Plus the article is dated 2017 & things may have changed.

Cancel for any reason works for any reason. It's an extra cost feature, doesn't pay as well, but an option. I did not try to book it for a Canadian resident, but I think you can. It's only good for cancelations, but an option. I do not find it appealing as I can book hotels and diving with free cancellations fine, and I can work with plane tickets canceled, but it's an option.

You'll have to check the details on how you will be covered or excluded for medical expenses with a pandemic already existing. DAN membership includes repatriation coverage, and I am not aware of any exclusions.

That's definitely something we are thinking about while we are looking at ways to get there. What if there is a spike while we are there and everything shuts down again?

New times, new world, new adventures.

What if you start to present symptoms and the airlines refuse to fly you home because they start checking everyone's temperature?

Details to be worked out, but I think you can demand a refund.

 

[ggunn]

What if you start to present symptoms and the airlines refuse to fly you home because they start checking everyone's temperature?

That, too, of course. No one really knows where all this is going.

 

[ggunn]

Details to be worked out, but I think you can demand a refund.

A fat lot of good a refund of your plane fare is going to do you when you are stuck out of the country.

 

[ggunn]

Do you have 25 to 50k to provide medical evacuation because insurance will not pay?

Even if you do, are you willing to risk it on a vacation?

 

[NDL_Diver]

Even if you do, are you willing to risk it on a vacation?

DAN does not cover Pandemic medical or evacuation. In fact DAN suspended selling travel insurance on Website.

Bottom Line: You are responsible for you. Don't expect insurance to bail you out and get you home . Don't complain how you had to pay $$$$ to get home.

If you want to accept the risk, that is up to you. Just make you decision with your eyes wide open.

 

[ggunn]

DAN does not cover Pandemic medical or evacuation. In fact DAN suspended selling travel insurance on Website.

Bottom Line: You are responsible for you. Don't expect insurance to bail you out and get you home . Don't complain how you had to pay $$$$ to get home.

If you want to accept the risk, that is up to you. Just make you decision with your eyes wide open.

Of course.

 

[DandyDon]

DAN does not cover Pandemic medical or evacuation. In fact DAN suspended selling travel insurance on Website.

I never cared for their trip insurance, but evacuation is covered by membership, and I know of no pandemic exclusions.

DAN TravelAssist
When you purchase an individual or family DAN Membership, you are automatically enrolled in DAN's travel assistance plan. When you travel on a trip at least 50 miles (80 km) from your place of residence, DAN TravelAssist arranges emergency medical evacuations for any covered medical emergency and provides additional benefits for you and your eligible family members.

 

[NDL_Diver]

I never cared for their trip insurance, but evacuation is covered by membership, and I know of no pandemic exclusions.

Well if you read the whole document on page 13 and 14:
"Expenses Not Covered by Emergency Medical Transportation and Travel Assistance Benefits

1. No benefits are payable under DAN TravelAssist with respect to expenses incurred"

:...

"c) for services, supplies, treatment or transport related to a pandemic, epidemic, or exposure to a contagious infectious disease;"

 

[yle]

I never cared for their trip insurance, but evacuation is covered by membership, and I know of no pandemic exclusions.

Hmmm... interesting. DAN's TravelAssist coverage, which can arrange to get you home in a medical emergency, is included with membership. DAN's Travel Insurance is extra, is actually provided by AIG, and is currently not being offered. But it seems that DAN is allowing membership renewals right now, so it would imply their TravelAssist coverage is active. Would definitely be worth a call to DAN before travelling to find out exactly what they would do in some of the scenarios proposed above (e.g. you fly to Coz, three days later you're sick, will DAN arrange to fly you home?)