A VIP is required as part of the hydro testing process. The test facility has a ton of books with the required procedures and exemptions for the various tanks out there. This measn that Eddy current testing will be done if required as part of the VIP.
Where it gets misconstrued is a lot of local dive shops send your tank out for hydro and then do a VIP and stick their inspection sticker on it when it returns. They are basically ripping you off on the price of thier redundant VIP. .
Also a VIP every year, unlike the one at hydro is not a legal requirement but rather an industry practice. This means a shop would not neccesarily have to inspect their rental tanks in between hydros. Good industry practice means a credible dive shop won't fill a tank without a VIP in the last 12 months, but some shops get sloppy with their own tanks.
I recently purchased 4 tanks from a dive shop who's owner was retiring. One of them was so bad it failed a VIP due to a rather large pit in the bottom of the tank due to water in the tank. The shop owner was not concerned, he had another dive shop who he was sure would buy it. Scary.
You can do your pool work locally and then get a referral to do the open water dives somewhere nice. This costs around $50 to $75 extra but is available through most training agencies.
Loosely speaking a technical diver is one who dives caves or wrecks and is normally diving in overhead environments and often if not usually is well outside the normal depth limits and normal no-decompression limits. It involves an attitude and outlook on both technique and on equipment and it gets really confusing from there.
They come in several flavors from the minimalist hogarthian type tech divers to those who do not believe that taking one more piece of equipment along that may fail is a bad thing, and to those non standard technical divers who take a more personal and individual approach to thinking out gear configurations and techniques.
This makes for interesting reading as two technical divers from different schools of thought can argue at great lenght about the finer points of something as simple as rigging a stage bottle.
If you want to get into technical diving a lot of it will come down to the philospohy of the instructor and of the people you dive with. Some instructors are pretty open minded and encourage you to make rational and intelligent decisions about your gear configuration and teach the pros and cons of various configurations. Others do the pretty much the same thing but with a strong bias and basically insist the rational choice is to do it their way.
Being a bit of a non-conformist and prefering to rationalize my personal gear configuration based on my particular diving requirements I fall into the non standard group. Actually it was this non conformity that got me into doing what is considerd technical diving before it was called that. But while I'm not totally sold on all of what is included with "doing it right", I would do it that way and configure my gear that way if the rest of the people I dove with dove that way. It's sort of a social contract for conformity if you want to dive with that group.
In my opinion, it's nice to get a wide variety of perspectives on things and I really don't believe that any one group knows it all. Unfortunately there are some out there who believe in the one true way who expect blind acceptance to their teachings and who will ridicule anyone who seeks improvement or sees it differently. They probably don't like me much either.