I don't have a generator and after 2 major hurricanes in our 6 years here, I still have no plans to get one. We live in a small 2 bedroom condo. We do have a 2 car garage but I have no interest in taking up space to store a generator for the once every 5 years (roughly) I would need it. Not to mention to maintenance/upkeep for something I almost never use. I am far more concerned about health and safety than comfort. We did fine without power after both storms. Irma was definitely more uncomfortable than Ian, but neither were the level of discomfort that have me wanting a generator. Planning for food and water when we lose power and water are my main concerns. I have a checklist I follow and the process has served me well for both storms.
That is just MY perspective. This is a personal decision that everyone has to make. YMMV.
Now upgrading the windows and doors on our condo to full impact resistant windows/doors ... those plans are going to get pulled forward by a few years. Our current windows/doors are quite good and have held through two major hurricanes, but they are built to code that is now 18 years old. Being condos we have limited shutter options that are allowed, and shutters have their own issues (when to put up, need to then take down, safety risk when up if a fire, damage they can cause if they come lose, etc). Given our options and our situation, we will be replacing all windows and doors with full impact versions, hopefully before next hurricane season.
That is just MY perspective. This is a personal decision that everyone has to make. YMMV.
Now upgrading the windows and doors on our condo to full impact resistant windows/doors ... those plans are going to get pulled forward by a few years. Our current windows/doors are quite good and have held through two major hurricanes, but they are built to code that is now 18 years old. Being condos we have limited shutter options that are allowed, and shutters have their own issues (when to put up, need to then take down, safety risk when up if a fire, damage they can cause if they come lose, etc). Given our options and our situation, we will be replacing all windows and doors with full impact versions, hopefully before next hurricane season.