health insurance? a little help, pls

[weekender]

Does anyone know of a diving trade group that offers group health insurance? My girlfriend is a DM and works P/T for local shops and me when i teach. She is a self employed attorney and her rates just went up dramatically. This post is a stretch, we know, but we are exploring any options we can. Also, if a self employed attorney or individual has any specific ideas that would be great. she practices in bergen county nj. ive checked what i believe to be every chamber of commerce and trade group with no luck. hopefully i missed one. i appreciate anyones input but please keep any responses related to specific groups that might offer health benefits for independent contractors, thanks.

 

[caymaniac]

I'm an insurance agent (health,life), and am licensed for Mich.. Each state has their own regs., and an agent needs to have a license for each state they sell in. That makes your question specific to only someone who can sell in N.J. Not that that is a bad thing, but, that really narrows the people that could answer your question.

Good luck,
Caymaniac

 

[Northeastwrecks]

My brother-in-law is a contractor in Massachusetts. His insurance is through a special plan offered to sole proprietors and other small businesses.

In addition, the Massachusetts Bar Association offers health insurance to its members. Does New Jersey's?

 

[IzzyTahil]

She should contact the ABA or her own Bar association - its a logical starting point for a lawyer.

 

[weekender]

thanks for the input. unfortunatey nj doesnt allow organizations like the aba or chamber of commerce to give group benefits. a bill is being debated in the state house and hopefully will be passed. i learned this after posting. so, she is either going to have to suck it up or get a large dowery together so im willing to marry her. then i can put her on my plan. the smart money is on the politicians, just dont tell her. again thanks

 

[Bluefish]

There is insurance available as a group plan through the state bar association in IL and IA. I'm also a title insurance agent through a bar-related title company. Yes, I know, everyone's favorites--attorney AND insurance agent. Maybe I should also sell used cars. We have our health insurance through a group policy through the title insurance company. It seems to be fairly reasonable, as far as health insurance goes.

 

[DeputyDan]

Total employees 8 full time 2 part-time.

Health insurance in 2002 - $58,200.

Its high everywhere.

 

[raviepoo]

..and put her on your health insurance plan.

Problem solved?

ut:

 

[Marebythesea]

...or move to a domestic partner state like California, shack up together, get a joint checking account and wala...You'll be able to cover her under your plan...

 

[CBulla]

You can check www.insure.com, it pulls quotes from a multitude of companies simultaniously. I'm looking at going back to work running my own company soon and that has been one of my draw backs.