Someone tried sueing me. The story goes like this. It was a few days before Christmas one year, and I was stopped in a right turn lane behind a lady in a Toyota Camry. (I drive a Toyota Tundra). Well the left lane next to us received a green light to cross the street we were waiting to turn on, so I tapped my gas pedal and bumped her very lightly, (lighter than being hit by a bumper car). Because my truck was much higher off the ground, my bumper hit her trunk, and pushed it in a little bit. I asked her if she was alright and she said, "Yeah, I'll be fine." and I told her that it would cost about $800 to $900 to fix her car by the time labor and paint were factored in. I told her the accident was clearly my fault, and my insurance would cover all her expenses (which they did), and it turned out that her car cost about $850 to repair, and my insurance company paid her medical expenses. I received a call from my insurance company telling me the case had been closed and was settled. Eight months later I received a letter from her attorney telling me she was sueing for "undue pain and suffering." They failed to tell me how much. The very next day, I received a call from my insurance company telling me that the case was re-opened because they also received the letter from her attorney. I asked my insurance company how much she was trying to sue for, the told me that she wanted $375,000. WHAT THE HECK!?! I barely bumped her, and there was absolutely NO damage to my vehicle what so ever!!! My insurance company managed to settle out of court for an undisclosed amount. It took about 6 months for the case to be settled. It only cost me $146 to handle the whole thing. My insurance rates didn't even increase because I had a clean driving record prior to that, and the damage to her vehicle was insignificant. I had to pay the $146 to handle the legal fees from my insurance company. It was the biggest relief of my life when I found out that I wouldn't have to cough up $375,000 to that woman.