Blackwood
Contributor
lamont:i signed up for the preferred plan back before i ever thought about technical diving just because it seemed like for an extra $45/yr i could avoid expensive $10,000+ questions after an accident...
Aye. Me too.
Hemlon:I don't know if it does either. But my guess is that it requires you to dive within your training/certification level. So if one is INTENTIONALLY going into deco w/o being tech trained, I would guess it could impact your coverage.
What about during training?
There are probably fine lines, but in my experience DAN is pretty easy going. I would imagine that in most cases primary insurance foots most of the bill.
My fiancee has received treatment for DCS on two occasions. DAN didn't have to pay anything the first time, but they did pay some the second. They didn't ask her a single question about her profiles. Preferred plan, incidentally. Perhaps with basic they'd have questioned her.