Aloha,
I'm looking to get gear/equipment insurance. Any recommendations?
Thanks,
-Tyler
I'm looking to get gear/equipment insurance. Any recommendations?
Thanks,
-Tyler
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DIVING EQUIPMENT means diving equipment that is worn on
the divers person that is lost or damaged due to a Covered Diving
Accident that requires urgent transportation or hospitalization. Diving
Equipment does not include watches, their glasses or covers, torn
straps or buckles, or photographic equipment of any kind.
RJP,
Please ask your friend which DAN policy he purchased that covered his camera gear. Was it the DAN
Travel and Medical Emergency Protection insurance?
Annual Travel Insurance?
Equipment Insurance?
Other?
Also, what limits did he have?
Thanks.
travel insurance That is pretty awesome.
Generally it covers equipment worn that is cut loose in order to get to the surface or administer first aid. Theft is not covered.
Travel insurance is a great idea. I don't have any right now as I am not doing a lot of dive trips currently. Thanks though!You may want to think about travel insurance as well.
Home owners insurance will cover your gear and so will renters insurance if you do not own a home. I had all of my gear stolen last year and Safeco wrote me a check a week later. It will even cover it when our gear is in the car when you go inside to eat after a dive!
Your Home owners insurance [-]will[/-]might cover your gear and it might not and so [-]will[/-]might renters insurance, or it might not if you do not own a home. It really depends. I had all of my gear stolen last year and my insurance company Safeco wrote me a check a week later. [-]It [/-]Our insurance will even cover it when our gear is in the car when you go inside to eat after a dive!
As with anything relative to insurance policies... your policy will only cover what YOUR POLICY says it will cover. You really need to read your own policy and check with your insurance company. Far be it from me to lay out something definitive like "Homeowners insurance will cover it" as an absolute statement of fact. It would be as ridiculous for me to do so... as it would be for you to blindly accept such information.