The Examiner's conclusion is that Staci possibly hit her head while being "tumbled" over the edge of the wreck in the violent surge... and was possibly knocked out. Her dive buddy also was tumbled and hit her head either on the wreck or Staci's tank, but, apparently wasn't knocked out (though she was separated from Staci).
The class DM then found Staci some time later with eyes open wide, unresponsive... and negatively buoyant. It was in that condition that he (the DM) over-inflated his own BC, while holding on to Staci, to try and get them both to the surface. The DM noted Staci made no attempt to help in this effort, suggesting she was likely dead or at least unconscious already. The DM lost his grip on Staci while attempting to vent his BC on the way up. He made an uncontrolled ascent to the surface and Staci sank downward.
The part of the report wherein it was stated her body at the bottom (with steel 85 tank & BC in-place)... without her weight belt... was negatively buoyant is a real eye-opener to me. Think how negative she must have been WITH her weight belt on.
Bill