ginti
Contributor
I suppose I'm asking if PFOs can spontaneously happen, or are they congenital -- with you since birth?
Atrial septal defect - Wikipedia
en.wikipedia.org
Everyone has it at birth, but then it should close completely, the septa should fuse:
Foramen ovale (heart) - Wikipedia
en.wikipedia.org
Just be aware that having a PFO itself is not necessarily a problem for diving. It depends on the degree of severity of the opening. For example, I have a PFO, but doctors say that I can go deep (hypoxic trimix depths) without any needs to close it.