pilot fish
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Scot M:If a condition exists by other than an "act of God", then someone caused it and is, therefore, responsible. You said, "A department store mannequin is thrown overboard and checked out..." You set up two conditions which applied to the dummy: "thrown overboard", and "checked out". The unnamed party is responsible for the former and the DM is responsible for the latter. Whether those acts were negligent and whether they resulted in damages is another matter.
You are right, it is a shift of responsibility, not an absence of it. An act of God did cause the dummy to be in the water. The responsibility rest with person that put the dummy in the water.