Dive Insurance? What do you think?

[moneysavr]

Wow all this stuff with DAN,
Yes I Have DAN Insurance and have had it since I started,But now I have taken a Policy out from **********,as its cheap to cover me on my trip in areas DAN may have chamber related problems, That said has any one droped DAN or added a policy like me?
I do dive Deep Air & Deco style dives so a Insurance policy is a must. any one else chime in?
Dive safe,
Brad

 

[DiveMaven]

As I understand it, the problems DAN is having is only with a few chambers in selected areas. Those areas still have chambers that take DAN insurance, so if you need one you shouldn't have any problems.

 

[MoonWrasse]

Also it sounded like some chambers were billing excessively, for things not directly related to DCS.

 

[scubamickey]

I thought about it and then I decided that I wasn't going to drop a reputable organization like DAN because one person decides to bilk the diving community and in turn tries to make DAN look unreliable (based on the statement I read from DAN and input from other SB members). I read the statement by SSS and they state that they still accept DAN and they have many chambers in Mexico and other places.

Based on what I have read, I am prepared to plan my vacations away from areas where that individual's chamber's are the only option (maybe that is unrealistic, I don't know. Still looking into it). For me it's a matter of trust and I trust DAN way more than him. It concerns me that one of the allegations is that he is involved in medically unnecessary use of the chamber on divers.

That said. I always buy trip insurance because at the cost of international vacations these days, I need to be protected in case I have to cancel. The insurance that I use covers not only trip cancellation/interruption, but also medical. That includes diving related emergencies and emergency evacs. I have been using them since before I started diving so the fact that they cover that is coincidental for me.

I'm a bit overinsured in the medical care department but that's ok. It's not really expensive anyway.

 

[Divmstr223]

I was thinking of getting decent insurance to cover my equipment (lost, stolen, damaged)

I found an insurance company on the net; DiveAssure. Anyone heard of this company, good or bad?

and does DAN cover equipment? or perhaps just in medical emergency type of situation?

Thanks....

 

[moneysavr]

I was thinking of getting decent insurance to cover my equipment (lost, stolen, damaged)

I found an insurance company on the net; DiveAssure. Anyone heard of this company, good or bad?

and does DAN cover equipment? or perhaps just in medical emergency type of situation?

Thanks....

DIVMSTR,
DAN has a equipment policy,PADI has Vincent Buckley,and DiveAssure is my back up insurance now and I have heard good things about them, That said have you checked with your homeowners? My wife did and I have twice the coverage now and ten times the stuff to cover and 1/2 the price.
Dive safe !
Brad
Oh Ya I Like the DIS! its the Golden Rule on my boat!

 

[Divmstr223]

DIVMSTR,
DAN has a equipment policy,PADI has Vincent Buckley,and DiveAssure is my back up insurance now and I have heard good things about them, That said have you checked with your homeowners? My wife did and I have twice the coverage now and ten times the stuff to cover and 1/2 the price.
Dive safe !
Brad
Oh Ya I Like the DIS! its the Golden Rule on my boat!

Thanks bro for the info.....I may try the DiveAssure now that you've given me some positive feedback on it. As for my home owners insurance, I called them today and they checked it out (Allstate Ins.) but they only cover stolen property. They didn't have a policy that covered damaged or lost. I guess the DiveAssure can handle that side for me. I have a brand new camera that I have yet to try out and if I lost it or if someone stole it, I would kick myself for not having any coverage. Thanks again for the reply....

**And I agree, SAFTEY is #1 always....:14:

 

[moneysavr]

Make sure to check the fine print with cameras that is a whole new bag of worms,A dive pal of mine in florida found that out with a big $$$$$ claim on his rig. so check around and read the fine, fine, print whith cameras and you may ask up in the photo/video area and get the low down from the pros!
Dive safe Bro!
Brad

 

[rawls]

I have DAN insurance because I feel pretty safe knowing I have a reputable organization backing me up. Haven't obtained equipment insurance yet but I will be getting it soon and I will make sure to read that fine print moneysavr. Good info...

 

[ygthad]

Thanks for the Info.