@stuartv: if you were limited to a single lo/hi setting for a rec computer that would be 98-99% within NDL limits, but 1-2% of the time requiring modest deco, what would you set the gradients at?
Well, I am very flattered that you would ask me that question. But, I have to say that, while I can talk a great game about a lot of this stuff, I have only been diving a bit over 2 years, I only have 122 dives in my log, and only have about 10 or 12 real deco dives under my belt so far. So, I really do not feel like I can give you a good answer for that question. I have done a lot of reading. But, my real world experience so far has taught me that what I think after just doing a bunch of reading isn't always right.
I would not recommend to anyone to go into deco that has not gotten training for doing deco. So, I would not recommend deco settings for anyone that hasn't had that training. I really don't mean to sound like a d!ck when I say that. I just feel like there is enough to the whole process of doing a dive that involves deco that by the time I could give you my complete opinion on the answer to you question, I would have had to more or less give you a whole deco class - and I am definitely not qualified to do that. So I just have to say there is no short, simple answer to your question. Or, if there is, I have not yet learned enough to tell it to you.
If you really want to get an answer to your question without anteing up to actually take Deco Procedures, I would recommend 2 books for you to read:
Deco For Divers, by Mark Powell (
Deco for Divers: A Diver's Guide to Decompression Theory and Physiology: Mark Powell: 9781905492299: Amazon.com: Books),
and,
The Six Skills, by Steve Lewis (
The Six Skills and Other Discussions: Creative Solutions for Technical Divers: Mr Steve Lewis: 9780981228020: Amazon.com: Books).
They are both great reads. Neither one is especially thick. They are both written for regular shmoe divers to be able to understand - though Powell does get technical enough at times that you CAN get lost for a page or two. But, he always brings it back to a reasonable level. It's clear he kept it in mind at all times that his audience is divers, not deco scientists.
Steve's book is about a lot more than just deco theory. It's actually not really about deco THEORY at all. But everything he talks about has some relevance to the ultimate question of how you plan your dive - of which, choosing a deco algorithm and its parameters is one important part.
If you read those two books, I think you will have a much better idea of the best way to answer your question.