Dan insurance Yes or No ?

[Scuba-dan]

Hi everyone,

I'm curious on getting some of your toughs in regards of the Dan insurance. This will be my 3rd year of diving, I'm pretty careful and do very conservative dive profile. I'm obviously not concern about the diving back home since our provincial medical covers everything if something would happen but its more about when I go down south.

I go south once a year and again I do safe dive profile, like 1 dive per day, 60 feet 50 minutes or so. I know I'm probably short changing myself but unfortunately I don't want to go deeper since I really don't trust the buddies I'm assign with.

They are always vacation divers with barely any dive experience. I have 70 dives and I don't consider myself an experience one, but at least I practice the sport back home. So my question, knowing that I do conservative dives is it worth it spending money on Dan insurance?

Thanks,
Dan

 

[Angry Turtle]

bluntly=> stupid not to

unless you only dive locally and your local health dept can/will cover all your medical needs in case of accident.

 

[Allan C Smith]

Yes Yes and Yes again. If by south you mean the US than you want an Insurance. I don't trust those us Doc's not to let me die and sell my organs to some guy with insurance to make a buck. Also if you travel any where out side of north america It's a must. You can get bent on a 60' dive for 50 Minutes it just dose't happen that often. And if you do don't you want the best possible care?

 

[chillyinCanada]

It's not just about getting bent. There's more ways than that to get hurt on a dive trip. Get the insurance. As long as you dive make it a standard required annual payment like house and car insurance.

 

[Ken T]

If you leave Canada I would certainly suggest it.

 

[CamC]

If I lived in your lovely Western hemisphere I wouldn't hesitate for a second. I've been looking at the DAN UK/Europe options recently, though, and they don't seem such good value, or to have the same levels of cover. Anyone have any actual experience with their policies over here in the old world?

 

[BDSC]

It's not just about getting bent. There's more ways than that to get hurt on a dive trip. Get the insurance. As long as you dive make it a standard required annual payment like house and car insurance.

Right on! We had a large group on the Aqua Cat this past 4th of July. About half way thru the trip one in our group had symptoms that appeared to be a heart attack. So the boat pulled into Eleuthra Island and our buddy left at that point and was flown to a hospital in Florida. He was there for a night or two and eventually flew back home. He is doing fine now by the way.

His total out of pocket expense for that entire ordeal was less than $100. I can't imagine not getting DAN insurance. That would have cost $1000's.

 

[Scuba-dan]

Thanks for all the great info. I was planning on getting it, I just wanted more input from other divers.

 

[ScubaSteve1962]

​yes!

 

[Midge907]

Yes, even if not just for the insurance, but for the great magazine also. The basic insurance is cheap, and the upgrades to the more premium insurance is a bargain if something is to happen. Maybe if you had the insurance you would be willing to dive more then once per day while on a dive trip I must just have good luck when it comes to the insta buddy procedure, but if It became a problem I would bring my favorite buddy which is a 19Cu ft pony.