Sounds like the key is to use something to support or "scaffold" the seal for easy cutting, but not to have it stretched while the deed is being done. I'm sure everyone's got a medium-sized tupperware or bowl that's up to the task.
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Let me tell you... the anxiety I experienced over cutting a neck seal was NOTHING compared to the agonizing the first time I installed a p-valve by myself. There's nothing quite like taking a 3/4" leather punch to a brand new drysuit. It took a few beers to work up the courage to finally swing the hammer.
I just had steve gamble fit me for a seal, and I can tell you that if it feels comfortable, it's too loose in his opinion. Mine seems too tight, but he seemed to imply that was what you want. Just remember, you can always cut more off, but can never put it back.
His service is everything it's cracked up to be.If I were close to Gamble he would be my choice too.
Got my suit two weeks ago, and faced same dilema. Decided to go fo stretching, rather than cutting, following advices from some other forums and people. Use a small bowl to stretch neck seal for 24 hours - since then, did 5 dives in it. It is comfortable, tight, but comfortable. No leaks at all. I would bang my head against the well if I went for cutting and cut it badly or too much ...