...which touches on the 'moral hazard' concept......would donating $ essentially be subsidizing irresponsible behavior, thus encouraging future irresponsible behavior ? Also, with respect to insurance, those of us who have (and pay good $ for) insurance, feel it unjust to have to pay our own way to have access to health/medical resources while others 'freeload' ? I could probably afford more actual scuba diving if I didn't have to pay my pesky taxes/insurance....while others don't have those costs and get to have fun at the expense of the financially responsible people ?
.....the US economy (and the European economy) are all still essentially on their knees over the issue of moral hazard......the subsidy of irresponsible behavior......the US taxpayer bailing out all the banks.....Europe bailing out Greece and others......a living breathing example of moral hazard that's impacting all of us daily !!!
...yeah, I know it sounds harsh, especially when the 'victims' divers families/kids are involved, who are innocent bystanders, of course......but I'm putting this out there anyway, because I'm sure I'm not the only one thinking this......