paddler3d put it very well. Masks have to fit, and fit has nothing to do with price. Buy a simple snorkel -- if you later decide that you want one with bells and whistles, you can buy it then. Fins vary WILDLY in price, from as little as $40 (or less, used) to $500. The shop will want to sell you expensive fins, because they make more money on them. This is one of the places where I think students are almost universally poorly served. I can guarantee that you can get comfortably through your OW class with a pair of inexpensive fins -- I use THESE for pool work, and am seriously considering making them my warm water fins, because they're much lighter than my Jet fins to pack. For cold water, plain old Jet fins are fairly readily available, both new and used, and are relatively inexpensive.
I also second the recommendation to buy a wetsuit. I needed one for the pool work in my class, and that wetsuit went with me on my first warm water trips, although I later realized that 3mm of neoprene is not enough for me anyplace outside a hot tub, so it got replaced.
But replacing things bit by bit over time is something most people can do if they want; it's the bulk cost of acquiring everything at the beginning that's the painful hurdle, and if you don't fall for "state of the art" gear, you can save tremendous amounts of money starting off, and still get equipment that is good quality and that you can safely and comfortably use.
I also second the recommendation to buy a wetsuit. I needed one for the pool work in my class, and that wetsuit went with me on my first warm water trips, although I later realized that 3mm of neoprene is not enough for me anyplace outside a hot tub, so it got replaced.
But replacing things bit by bit over time is something most people can do if they want; it's the bulk cost of acquiring everything at the beginning that's the painful hurdle, and if you don't fall for "state of the art" gear, you can save tremendous amounts of money starting off, and still get equipment that is good quality and that you can safely and comfortably use.
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