@rombre, I think you are overthinking this and paralyzing yourself by trying to look at too many options.
First, if a Hydros would work for everything you want to do, then a single BP/W of the same lift capacity would also work for everything you want to do. You're letting yourself get distracted by the fact that you COULD use different sized wings for different things.
The Hydros is 40 # of lift in most Men's sizes. To me, that's sucky because it's too big. But, you could get a BP/W with a 40# wing and be able to do all the same stuff as you could with a Hydros. But, when you go dive in nice warm water in a 3mm, whether it's a Hydros or a BP/W, 40# of lift means you're dragging around a way bigger bladder than you need. The BP/W advantage is that you CAN have a 40# wing AND switch to a 20# wing for those warm water occasions. With a Hydros, you're stuck with a big, floppy air cell even when you totally don't need it.
If you are budget conscious and want one BCD that will do everything from board shorts and a rash guard to dry suit, then just get a BP/W with enough lift for the worst case (dry suit or 7mm) and use it for everything. It will be just as good as (or better than) the Hydros in every situation. And give you the OPTION to get a smaller wing later, if and only if you want to.
I suspect that a 30 - 35# wing would be plenty for you, even in a dry suit.
Personally, I have a DSS BP and wing, which is currently my rig dedicated to single tank diving. Well, these days, it's the DSS BP and a Hog wing. I haven't used the DSS wing since I got the Hog. But, I have a VDH BP on my Christmas list and as soon as I get that and try it out to make sure I like it, I expect to sell my whole DSS rig.
For you, I would suggest to at least consider a VDH plate and a wing like the Dive Rite Voyager (35#) or Hog (32#) or OMS (32#).
The VDH plate is $75.
Store - Vintage Double Hose
DR Voyager is $280.
Dive Rite Voyager Wing | Dive Gear Express®
OMS is $263.
OMS Performance Mono Wing | Dive Gear Express®
Hog is $300.
Hog 32lb Wing for Single Cylinder Diving - Dive Right in Scuba
You could also consider a DSS LCD30 wing or a DSS Torus 35. I have the LCD30 and it's a good wing. But, it's a horseshoe wing and I have determined that I prefer a donut, so I plan to sell mine and not get another. And the Torus is also a good wing. But, it doesn't have a zipper to give access to the inner bladder, which means you can't do a field repair if you happen to get a puncture or pinch flat. All those other wings I listed do have a zipper and give you that option. Thus why I would go for one of those.
With that VDH plate, one of those wings, and a basic Hogarthian harness, you could have a complete rig, ready to dive in any wetsuit or drysuit you want, for somewhere well under $400. And never NEED to buy another wing or change anything (unless you start diving doubles).