Chocolate,
You haven't told us enough to be as helpful as we might be. We know you're new to diving, how new are you to photography?
I've been diving a long time, shoot pictures, but I'll never be the guru shutterbug like Dee and DrBill and any number of other good shooters on this board. So.......here's where I've been:
Have gone through several point & shoot film cameras over the years. Have flooded a couple. Sh*t happens. My wife is a diver, not as advanced as I and not as familiar with UW shooting as I. So we got a middle of the road digital outfit to play with for about a year or so and if we don't kill it (the camera) we'll probably really upgrade when we jump off that bridge.
As mentioned in this "forum" digital is now the best consideration.
We bought a Sealife 3.3 mp 310 with the advanced housing. They also make the same housing with the simple configuration. One has three buttons, the other has nine for full access. Both are rated for 200fsw. I have had excellent results both UW and land.
We got soft carrying case, camera, advanced housing, external strobe, counter weight, macro lens & filters, rechargeable battery charger, maintenance kit, CD with printable tutorial & photo software, etc. Camera even comes with a small waterproof cue card that you can attach to the camera strap in case you forget which button to push. We bought online and it came to about $750.00, if I recall.
As they have implied in this "forum", it's your call.
Shop, shop, shop, read, read ,read. Consider what is practical, adequate, and versatile for YOUR needs and enjoyment.
Congratulations on your new found world of diving, the one we all share as a wonderous common bond!!