Anyone with DAN Trip Insurance Claims?

[Randall]

My wife and I are heading to Bonaire in July. I've been looking at the travel trip insurance that helps you recover some or most of the cost of a trip in the event there's a sickness of death in the family. It seems to me DAN has the best coverage, on paper that is, of most I have been researching.

I've read DocVikingo's posts about insurance but it's more of a generic answer than being related to the question of Trip Insurance and I just didn't get a lot out of it, myself.

I already am a member of DAN and have the Preferred Coverage insurance which covers accidents during a dive, but not trip coverage.

According to DAN, the trip insurance covers costs of a vacation if you are unable to go because of sickness or death in the immediately family. The "immediate family" includes just about everyone except aunts/uncles/cousins and beyond.

Has anyone ever filed a claim with DAN trip insurance? If so, how were they to deal with?

Thanks. Randall

 

[RLarsen]

Hi Randall,
I looked at the Dan insurance and decided to go with diveassure. Now I like Dan's involvement with scuba health and education but diveassure appears to me to have better coverage for the price. Also, no seperate membership fee, but I admit I wish I received the Dan newsletter.
Rex

 

[Randall]

Actually, it seems from the website of Dive Assure you are refering to dive accident insurance. Dive trip insurance is different and helps one recover the expense of a dive vacation.....airfare, hotel, dive bookings and related non-refundable expenses in case of a death or sickness that prevents you from going on your trip at all. This is the coverage I am interested in since my mother is sometimes ill and lives with me. If her condition was to deteriorate, I would not be able to go, but must pay in full 90 days in advance for the Bonaire trip. Most, if not all, expenses on dive vacations are non-refundable without some type of Trip Insurance coverage.

I personally feel DAN is an excellent organization. DAN has the best dive accident insurance on the market IMO and I will continue to support DAN as a member because of their dedication to the sport of diving and research into dive safety. I have the preferred plan and feel supporting DAN is the right thing to do as a diver. Plus you get a neat magazine too!

Thanks

Randall

 

[tracydr]

I just looked at the DAN insurance and the preferred insurance (was that the most expensive?) had trip insurance included. Read the info on the website, you shouldn't need additional insurance.

 

[liberato]

As does the more expensive policy at Dive Assure.