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DCS symptoms are not blisters.....
My personal opinion (of which you have every right to disagree with) is that as a person with a business to protect, one should error on the side of extreme caution then it comes to liability protection.
Well, they can be. Having had symptoms of type 1, type 2, and skin bends, they can be. I am no DCS expert, but I've seen 100 cases and been bent 4 or 5 times myself. Skin bends can present as crepitus, for which O2 or time is the only treatment. Must be careful that they are not masking other symptoms. Pain only will resolve with O2 if treated quickly, but again, as in your description, you must be careful that the pain only is not masking neurological symptoms. Obviously, O2 is first aid for DCS, and a chamber is critical treatment if first aid doesn't work.
I can't speak to your day boat example, I don't run one, so for us, treatment is a 8 hour boat ride, and the end of the dive trip away. If we call the evacuation helo, it is $52,000 for non-Monroe County residents. Not quite the same as having an ambulance waiting at the dock. In the case where the victims insurance company refused to pay for the evacuation of an NPS employee, (a clear workman's comp case) the NPS employee was made to pay for his evacuation himself. That one was in litigation for years, resolved last summer. So there are 2 ways to look at things. If the guy who wants to go on O2 decides he needs to be evacuated, and his insurance company decides that the helo to evacuate does not charge reasonable and customary service fees, the guy who called the evac helo is on the hook for it. That would be the captain.
The more I dive, and the more I see the medical conditions brought on by diving, the less nervous I am about them. I'm a little surprised no one has brought up the specific recent Nautilus Explorer event specifically, but maybe that's what this thread is about. Specifically, I have seen divers come up with bloody frothy sputum and bleeding as they breath. It's a freakshow to look at, but more O2 is the last thing you want them on.