Re-read what I wrote.
I did not say "I'll never get into such a situation" but rather I said exactly the opposite: invest as much effort avoiding such situations as you do preparing for what to do if they occur.
I understood you the first time; especially the part about the padded suit...
You plan to avoid bad situations, realizing that despite your efforts, some situations are unavoidable. A good plan will address both the expected and the unexpected.