kmurray719
Contributor
Huh. I really don't think there is any association at all between BOA and Santander nor has there been for a couple of years since Santander opened banks in the US and became competition. I also don't think it's true that they don't charge fees at Santander ATM's, based on 1) their telling us that they were going to start charging and 2) their starting to charge us. That relationship was the only reason we had a BOA account at all.
There is still some kind of association between the two. Santander doesn't charge me any ATM fees when I use my BOA card, the only charge I see is the 3% foreign transaction fee from BOA. And that has been consistent over the past 5 or so months using it regularly.