Mason,
The SUUNTO RGBM is on the conservative side at "100%" setting. It says so very clearly in the user's manual. There is a setting for "50%" on some advanced models that allows you to increase your nitrogen exposure (essentially increasing your NDL Limits). But, it's only for divers who have a good enough amount of experience and know that their bodies can handle this amount of nitrogen and are able to bleed it off safely.
Also, keep in mind that the conservatism doesn't necessary preclude you from diving, it just means that you are required to perform DECO stops. Anyone who doesn't understand this shouldn't be pushing their limits.
I've just done 3 dives in a row in St. Kitts for 2 days straight on Air using a VIPER 2. Here are the numbers for today:
Dive 1: MOD 81 ft, BT 45 min
Dive 2: MOD 66 ft, BT 67 min
Dive 3: MOD 41 ft, BT 66 min
On the second dive, when the computer was set on the conservative "100%" RGBM, I was penalized and had to do a 12 minute Deco stop, and had a 10ft ceiling. Based on the multi-level profile we executed and other diver's computers, I found this a bit conservative.
When I switched to the "50%" advanced setting, I was able to execute the last dive with no DECO stops, only a 3 minutes safety.
I think it is sensible to gradually increase your level of risk as you feel comfortable, but this has a lot to do with fitness. Very fit bodies can often adjust to increased nitrogen and oxygen saturation levels better than individuals who have greater adipose tissue.
The whole point of the computer is to keep you safe, just remember that.
D