Worsening insurance crisis

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An OW instructor at the local quarry told me over the weekend that he’s quitting teaching due to the insurance cost. He’s affiliated with a shop, but is more independent.
 
Did anyone have an answer to this question?
A consortium from Lloyds is exactly how dive insurance works.

The brokers travel to London annually to pitch to a consortium.
 
A consortium from Lloyds is exactly how dive insurance works.

The brokers travel to London annually to pitch to a consortium.
used to pitch, now beg
 
used to pitch, now beg
Yes, of course.

And pay, and pay, and pay.
 
https://www.shearwater.com/products/teric/

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